Privacy Policy

Last updated: November 26, 2025

This document explains how the Balano mobile application handles information and safeguards your privacy. Using the app means you agree to this policy.

Data Collected

• No name, email, phone number, or government ID is required.
• Budgets, transactions, or notes you enter are stored locally on your device and stay under your control.
• Bank connections are not requested; the app does not pull data from your financial institutions.

Permissions

• The app does not request access to location, contacts, microphone, or camera.
• Optional access to your file storage may be requested only when you choose to export or import data.

Usage Data and Analytics

• The app is designed to work without analytics or behavioral tracking.
• Diagnostic crash logs may be collected by the operating system or store provider to keep the app reliable; these logs do not identify you.

Third Parties

• No advertising SDKs are integrated.
• No third-party trackers or analytics libraries are embedded.
• If you enable platform-level backups (e.g., iCloud or Google Drive), your data is encrypted and managed by the platform provider according to their terms.

Data Security

• Data saved locally remains on your device; delete the app or use the in-app reset/export tools to remove it.
• Use your device passcode or biometric lock to keep your financial notes private.

Children’s Privacy

• The app is suitable for general audiences and does not knowingly collect personal information from children.

Changes

• This policy may be updated as new features are released.
• The latest version will always be available inside the app and at this link.

Contact

• Developer email: shared upon request for information or support.